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Bigger frauds

The amount siphoned in financial fraud cases rose 30.8% in FY25 to 34,771 crore, showed the Reserve Bank of India’s (RBI’s) latest report on banking trends. This amount has risen despite a 33.8% decline in the number of reported cases, suggesting that the victims faced deeper financial losses during the year, a reversal in the trend recorded in the past few years. However, losses to bank frauds in 2025 pale in comparison with 1.85 lakh crore worth of frauds reported in FY20. In the first half of FY26, India reported 5,092 cases, down from 18,386 a year earlier. However, just like FY25, the amount defrauded was 30% higher at 21,515 crore.


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