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I have $12K in credit-card debt due to health issues and a 30% pay cut. Is it finally time to take a loan from my 401(k)?

“Because of a downturn in my industry, my pay was cut 30%.”

My girlfriend, a widow in her 40s, pays off her credit card after every transaction. Is that weird?

Quentin Fottrell Quentin Fottrell is MarketWatch’s Managing Editor-Advice Columns and The Moneyist columnist. You can follow…

My girlfriend, a widow in her 40s, pays off her credit card after every transaction. Is that weird?

Quentin Fottrell Quentin Fottrell is MarketWatch’s Managing Editor-Advice Columns and The Moneyist columnist. You can follow…